Funding desk is open · applications reviewed 7 days
Navigate
HomeAll funding programsIndustriesHow it worksFunding estimatorResources & guidesFAQPartner programAbout TravisContact
Funding programs
Working CapitalLine of CreditSBA 7(a) & 504Term LoansEquipment FinancingInvoice FactoringRevenue-Based AdvanceReal Estate InvestorStartup FundingBusiness Credit
HomeIndustriesTrucking · NY
Trucking funding · New York

Fuel, repairs and payroll before the broker pays in New York.

A carrier can be full every week and still be broke on Friday. Fuel, drivers, insurance and repairs come out today; broker and shipper settlements land in 30 to 45 days. Freight funding is about closing that window, not about your credit score.

$5K – $2MFunding range
Same day – 3 daysTypical speed
500+Credit accepted
The problem we solve

Why New York trucking and logistics carriers run short

New York's confession-of-judgment history means contract terms deserve real scrutiny here — we read the whole agreement before you sign it. For trucking and logistics carriers, that plays out in a handful of predictable ways:

  • Broker settlements at net-30 to net-45
  • Fuel and IFTA due weekly
  • A blown engine or transmission that parks revenue
  • Insurance down payments at renewal
  • Owner-operators to pay before you get paid

None of those are profitability problems. They are timing problems, and timing problems have a right tool — which is the whole point of putting your file in front of several lenders instead of one.

Send these first

  • 3–6 months business bank statements
  • MC/DOT authority and current insurance certificate
  • AR aging or a sample of recent broker invoices
  • Repair estimate or equipment quote when applicable
Start the application Or call 612-927-2055
Ranges reflect typical outcomes across our lender network for New York trucking and logistics carriers — not a quote.
Right structures

What actually fits a trucking file.

These are the programs we place most for trucking and logistics carriers, in the order we usually consider them.

Invoice factoring

The default for carriers — load-level advances, often same day on clean paperwork.

Program details

Equipment financing

Tractors, trailers, reefers and rebuilds financed on the unit, titled to you.

Program details

Working capital

Covers an out-of-service repair or an insurance down payment when you cannot wait.

Program details

Revenue advance

Fastest option when the truck is down and the load is already booked.

Program details
How it runs

From application to wired, in four steps.

01

Four-minute application

Online or by phone. Soft review only — nothing touches your credit score.

02

Travis reads the file

Personally, with trucking context in mind, and he will tell you straight which programs are realistic.

03

Lenders compete

Your file goes to the funders who already say yes to NY trucking and logistics carriers. Offers come back side by side.

04

You choose. We fund.

Sign electronically and the money lands — in as little as 24 hours on the fast programs.

Where we fund

Trucking capital across New York.

Trucking in NY

Trucking funding questions.

Most trucking and logistics carriers in New York see offers within one business day of sending bank statements, and funding lands in 24 hours to 5 business days depending on the structure. SBA and real estate run longer by design.
Yes. Factoring cares about who owes you money, not how many trucks you run, so a single-truck authority with creditworthy brokers can fund. Working capital gets harder under roughly $15,000 a month in deposits.
Factors will take authority as young as 30 days. Bank-style working capital typically wants six months of operating history, so newer carriers usually start with factoring and graduate later.
Non-recourse only protects you if the broker goes insolvent — it is not protection against a dispute over the load. We compare both against your broker mix rather than defaulting to the one with the prettier rate.
Yes — every county, not just the metros. The application, document collection, signatures and funding all happen remotely, so location never changes your options.
Keep looking

Other states and other industries.

Ready when you are

When your bank says no. We find who says yes.

A four-minute application, a soft review, and no impact on your credit score. Travis reads every New York trucking file personally and calls back with real options — usually the same business day.

Talk to Travis directly612-927-2055

Soft review · No obligation · No impact on your credit score

Call now Pre-Qualify