Working Capital
$10K–$2M in 1–3 days for payroll, inventory and opportunity.
- Funding amount $10,000 – $2,000,000
- Term length 3 – 24 months
- Cost of capital Factor 1.15 – 1.45, or 15% – 45% APR equivalent
Every program we place, with real ranges, real requirements and the honest answer on when each one is the wrong choice. Start with the category that matches your situation.
Money that moves in days, for the problems that don't wait.
$10K–$2M in 1–3 days for payroll, inventory and opportunity.
Revolving access up to $750K. Draw, repay, draw again.
Same-day capital with credit down to 500 and flexible remittance.
Longer terms and lower cost for the moves you've planned.
Fixed amount, fixed payment, 12–60 months. No surprises.
Up to $5M at the lowest rates and longest terms available.
Up to $2M with $0 down options. The asset is the collateral.
Capital secured by something you already own or are owed.
80–93% advanced on open invoices. Not debt.
Bridge, fix & flip, DSCR and construction from $75K to $50M.
For businesses building the file that funds everything later.
Real options from 3 months in business — not a brush-off.
A 90-day build that moves you from PG-only to real business credit.
A quick scan of range, speed and the first thing underwriting will check.
| Program | Amount | Speed | First requirement |
|---|---|---|---|
| Working Capital | $10K – $2M | 1–3 days | 6+ months in business (3 months considered on strong deposits) |
| Line of Credit | $10K – $750K | 2–5 days | 6+ months in business (12+ for the largest lines) |
| SBA 7(a) & 504 | Up to $5M | 45–90 days | 2+ years in business (startups considered with experience and injection) |
| Term Loans | $25K – $1M | 1–5 days | 12+ months in business |
| Equipment Financing | Up to $2M | 1–5 days | 6+ months in business (startup programs available) |
| Invoice Factoring | 80–93% advance | 24 hrs / invoice | You invoice other businesses or government (B2B / B2G) |
| Revenue-Based Advance | $5K – $2M | Same day | 3+ months in business |
| Real Estate Investor | $75K – $50M | 7–21 days | 620+ FICO for most programs (higher for the best pricing) |
| Startup Funding | $10K – $250K | 2–7 days | A registered US entity with an EIN |
| Business Credit | 90-day program | 60–120 days | A registered US entity in good standing |
A four-minute application, a soft review, and zero impact on your credit score. Travis reads every submission personally and calls back with real options — usually the same business day.
Talk to Travis directly612-927-2055Soft review · No obligation · No impact on your credit score