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HomeIndustriesReal estate · TX
Real estate funding · Texas

Investor capital that closes on the contract's timeline in Texas.

Investor lending is underwritten on the asset and the exit, not on tax returns. That is why an investor with heavy write-offs can still close in two weeks — the deal has to work, and the numbers on the property carry the file.

$75K – $50MFunding range
7 – 21 daysTypical speed
620+Credit accepted
The problem we solve

Why Texas real estate investors and operators run short

Texas is our largest state by volume. Deal sizes run bigger and timelines run tighter, especially in Houston energy services and DFW construction. For real estate investors and operators, that plays out in a handful of predictable ways:

  • A contract with a 14-day close and a bank quoting 45
  • Rehab money that has to fund in draws
  • DSCR properties banks will not count as income
  • A bridge between buying and refinancing
  • Portfolio loans across multiple doors

None of those are profitability problems. They are timing problems, and timing problems have a right tool — which is the whole point of putting your file in front of several lenders instead of one.

Send these first

  • Executed purchase contract
  • Rehab scope and budget for a flip
  • Rent roll and leases for DSCR or portfolio
  • Two months of bank statements showing reserves
  • Schedule of real estate owned
Start the application Or call 612-927-2055
Ranges reflect typical outcomes across our lender network for Texas real estate investors and operators — not a quote.
Right structures

What actually fits a real estate file.

These are the programs we place most for real estate investors and operators, in the order we usually consider them.

Real estate financing

Fix-and-flip, bridge, DSCR rental and portfolio loans, 7–21 days to close.

Program details

SBA 504

Owner-occupied commercial property at the lowest fixed rates available.

Program details

Line of credit

Earnest money, holding costs and small rehab between closings.

Program details
How it runs

From application to wired, in four steps.

01

Four-minute application

Online or by phone. Soft review only — nothing touches your credit score.

02

Travis reads the file

Personally, with real estate context in mind, and he will tell you straight which programs are realistic.

03

Lenders compete

Your file goes to the funders who already say yes to TX real estate investors and operators. Offers come back side by side.

04

You choose. We fund.

Sign electronically and the money lands — in as little as 24 hours on the fast programs.

Where we fund

Real estate capital across Texas.

Real estate in TX

Real estate funding questions.

Most real estate investors and operators in Texas see offers within one business day of sending bank statements, and funding lands in 24 hours to 5 business days depending on the structure. SBA and real estate run longer by design.
Seven to twenty-one days on a clean file. Title and appraisal set the pace, not underwriting — order both the day you go under contract.
Yes. DSCR loans qualify on the property's rent-to-payment coverage, typically at 1.1x or better, with no personal income documentation.
On most fix-and-flip programs, yes — purchase plus rehab up to a combined 85–90% of cost, with rehab released in inspected draws rather than at closing.
Yes — every county, not just the metros. The application, document collection, signatures and funding all happen remotely, so location never changes your options.
Keep looking

Other states and other industries.

Ready when you are

When your bank says no. We find who says yes.

A four-minute application, a soft review, and no impact on your credit score. Travis reads every Texas real estate file personally and calls back with real options — usually the same business day.

Talk to Travis directly612-927-2055

Soft review · No obligation · No impact on your credit score

Call now Pre-Qualify