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Pre-qualification

Four minutes now. Real options tomorrow.

A soft review with no impact on your credit score and no obligation at any point. Travis Wright reads every submission personally and calls back with what's actually available for your file.

Soft review

Before you start

  • Have your average monthly deposits roughly in mind
  • Know your business start date and state of formation
  • Estimate your credit band — exact number not needed
  • Bank statements come later, not now

Prefer to talk it through? Call 612-927-2055.

1Funding need
2Your business
3Financial picture
4Contact & consent

What are you trying to fund?

Start with the outcome. We'll work backwards to the cheapest structure that gets you there.

Be honest here — it changes which programs we even look at.
Optional, but the files with context get better outcomes.

Tell us about the business

This is the information underwriting verifies first. Match it to your formation documents.

Entity
Optional at this stage.
Month and year is enough if you're unsure.
Location
No PO boxes — underwriting will reject them.
Operations
Optional. It helps underwriters verify you quickly.

The financial picture

Estimates are fine. Nothing here is verified until you decide to move forward, and none of it affects your credit.

Revenue
One of the top three numbers underwriting looks at. Estimate if you're not sure.
Credit & obligations
Soft review only. We never pull credit without your written consent.
Be straightforward — underwriters see it in the statements anyway, and honesty here speeds everything up.
Receivables & assets

Where should Travis reach you?

One advisor, one call. Your file isn't sold, shared with a marketplace, or blasted to a lead network.

Consent
Your file stays here. We don't sell applications and we don't resell your data to lead buyers. That's why you won't get forty phone calls tomorrow.

No credit impact

Soft review only. A hard pull happens only with your written consent.

Answer in 24 hours

Most files get a call back the next business day, often sooner.

Never resold

One advisor sees your file. Not a marketplace of forty buyers.

Before you ask

About this form

No. Pre-qualification is a soft review with no inquiry on your report and no impact on your score. A hard pull happens only if you accept an offer and give separate written consent.
About four minutes. If you'd rather do it by phone, call 612-927-2055 and we'll take the same information verbally.
Travis reads the file personally — not a queue, not a dialer. He'll call to fill gaps and request bank statements, then shop your file to the funders whose criteria actually match it. Most people have offers within one business day of statements arriving.
No. There's no obligation at any point. Plenty of people pre-qualify to learn what's available and come back months later.
Estimate. Nothing here is verified at this stage. Getting the form in with rough numbers beats waiting a week for exact ones.
Call now Pre-Qualify